Contributing to Super

Voluntary Contributions

Voluntary (or post tax) contributions are member contributions that are deducted from the member’s pay after tax has been deducted. Members are not required to make these contributions, but are eligible to if they choose to.

From 1 July 2007, all contributions made from post-tax (or after-tax) pay are known as Non-Concessional Contributions (NCCs). Prior to 1 July 2007, these were known as undeducted contributions.

There is a limit on the amount of NCCs that can be made each year. These are described in the Contribution Limits page.

Tax on Voluntary Contributions

When after-tax contributions are made to the Plan, there is no tax applicable.

For details of how tax may apply on exit, refer to the departures section and the tax on super page.

Making voluntary (post-tax) contributions

All members of the Plan are eligible to make voluntary contributions or NCCs provided that under the law they can make a superannuation contribution. To start making regular voluntary contributions, members must complete a Voluntary Contribution Advice Form - Regular Contributions and return it to the Plan. Members can select a whole percentage of their superannuation salary. Once the completed form is received, the voluntary contributions will commence on the next available pay run.

Members may also make once-off after-tax contributions by completing a Voluntary Contribution Advice Form - Lump Sum and return it to the Plan with a cheque made payable to Qantas Superannuation Limited.