Simulate your income in retirement
With the retirement simulator, you can:
- Work out how much super you could have in retirement and how long it will last
- Estimate your total income in retirement
- Calculate what income you might need to do the things you want in retirement
- Create and compare different scenarios by adjusting your super contributions, investment returns, retirement date and more
Note: The simulator assumes you have an accumulation-style super benefit and doesn’t allow for any defined benefit super calculations that might apply to you.
Calculate your insurance needs
Trying to figure out what insurance cover you need? The insurance needs calculator, provided by MoneySmart, gives you a general picture of whether you have enough insurance cover for death.
If you have a partner, dependants or a mortgage, this cover, along with cover for total and permanent disablement (TPD) and income protection – which can be arranged through your super – can be very important considerations.
Defined Benefit Retirement calculator
With the retirement benefit calculator, you:
- Estimate your retirement benefit
- Create and compare different scenarios by adjusting your super contributions, working hours, investment returns, retirement date and more
Note: The calculator uses assumptions that are reasonably based on the Division 3 defined benefit design and does not allow for any other defined benefit super calculations that may apply to you.
Voluntary Cover premiums
Our calculator can provide an estimate of the insurance premiums payable for voluntary insurance cover in Qantas Super, annually, monthly, and weekly. Premium rates vary by age and occupational group rating.
Please note, this calculator should not be used to decide whether to obtain voluntary insurance cover. A calculator to help you work out your insurance needs is available via the government’s MoneySmart website. Before making any decisions about your insurance cover, you should consider seeking financial advice – you can book a one-on-one appointment with one of our Super Advisers at a time and location that suits you.
The results shown in this calculator are based on the current insurance premium rates applicable to the inputs you enter, including the occupational group you choose. No other assumptions are used in the calculator.
Seek professional advice
Calculators are great at providing a general picture, but you shouldn’t rely on them solely to make decisions about a financial product or plan for your future. You should consider seeking advice from a financial adviser before you make any decisions.
As a member you can access limited advice at no additional cost. If you have more complex advice needs we can also put you in touch with an expert financial adviser who knows the ins and out of Qantas Super.