Super is your money – whether you’re just starting out or nearing retirement, it’s important to take an interest and make your super investment work for you.
Super is a long-term investment designed to help you save for retirement.
When investing in super, your savings attract a number of tax advantages; however you can’t access your money until you reach your preservation age or meet one of a number of other strict conditions.
Investing in super can enable you to build a portfolio of investments specifically suited to your personal goals.
Which investment option is right for you?
Types of investment options
Trade-off between risk and return
The challenge with investing is that usually the higher the returns you aim for, the greater the risk. There are some ways to manage the trade-off between risk and return which may be worth considering.
Case study: Mary
If you have an accumulation account, you can use a super calculator to estimate your super balance at retirement. See the long-term effects of:
- The most common fees charged by various funds
- Making extra contributions
- Taking advantage of super co-contributions, if you’re eligible
- Ceasing or reducing contributions as a result of time out of the workforce
- Switching your investment strategy or changing funds
If you have a defined benefit account, you can call Qantas Super to help calculate your benefit at retirement.
Other info you might be interested in
We're here to help
If you want to learn more or need help with making a decision about your super, you can get simple advice over the phone or face to face. It’s included as a part of your membership so there’s no extra cost.