Qantas Super provides eligible members with flexible insurance options. This means you can be covered 24 hours a day, seven days a week for death, total and permanent disablement (TPD) and, depending upon your division, income protection.
This is known as Basic Cover if you are a member of Gateway, and Standard Cover for all other members and is subject to eligibility criteria.
This page provides an overview and assumes you:
- are a permanent Qantas Group employee currently at work (not on leave without pay);
- are eligible for cover under Qantas Super’s insurance policies with the insurer, MetLife. If you were last at work before 1 July 2013, Qantas Super’s self-insured arrangements apply to you, which are different to the benefits set out in this information sheet;
- haven’t adjusted your Basic Cover in Gateway; and
- do not have special arrangements or grandfathered benefits.
This page doesn’t cover any Voluntary Cover you may also have taken out. Please refer to the Voluntary Cover Insurance Guide for details.
Note: If you cease employment with the Qantas Group and become a Retained Member in Gateway, your Basic Cover or Standard Cover will transfer to Gateway (conditions apply). Refer to the disclosure information relevant to your division.
Income protection (or total but temporary disablement) benefit
Divisions 5, 6, 7, 10 and Gateway
No income protection benefit is provided.
Total and permanent disablement (TPD) benefit
Death or Terminal Illness benefit
1Details on how Salary for Insurance Purposes is calculated can be found on the People section of the Qantas Group intranet, or by contacting Qantas People Services or the relevant payroll department.
2These are Division 3A members who transferred from the non-contributory section of the Australian Airlines General Superannuation Plan.
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If you want to learn more or need help with making a decision about your super, you can get simple advice over the phone or face to face. It’s included as a part of your membership so there’s no extra cost.