You can find the premium rates used to calculate your insurance premiums in 2019/20 and through to 31 July 2020 below.

Table A

Premium rate A is a rate for your Standard Cover for death and TPD, based on your age as follows:

Age next birthdayPremium rate for death and TPDAge next birthdayPremium rate for death and TPD
16$0.2241$0.76
17$0.2642$0.83
18$0.3043$0.90
19$0.3244$1.02
20$0.3445$1.16
21$0.3646$1.31
22$0.3747$1.48
23$0.3748$1.68
24$0.3849$1.88
25$0.3950$2.12
26$0.3651$2.39
27$0.3852$2.70
28$0.3853$3.05
29$0.3954$3.42
30$0.4055$3.85
31$0.4156$4.32
32$0.4257$4.87
33$0.4358$5.48
34$0.4659$6.02
35$0.4960$6.61
36$0.5161$7.25
37$0.5562$7.95
38$0.5963$8.73
39$0.6464$9.72
40$0.7065$10.81 (cover ceases on your 65th birthday)
Table B

Premium rate B is a rate for your Standard Cover for income protection, based on your age as follows:

Age next birthdayPremium rate for income protection
16 to 36$1.46
37 to 41$1.85
42 to 46$2.96
47 to 51$5.18
52 to 56$9.95
57 to 61$20.66
62 to 66$22.47

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