Insurance through your super

While no one likes thinking about what can go wrong, insurance is a way of making sure we are financially protected from unexpected difficulties that may affect us and our loved ones. Most of our members have insurance that’s built into their superannuation. This means you’re automatically covered 24 hours a day, seven days a week for death, total and permanent disablement (TPD) and, depending on your division, income protection (also known as total but temporary disablement). As a Qantas Super member, you may be eligible for:
  • Standard Cover or Basic Cover – This is automatically included in your super (if you’re eligible);
  • Voluntary Cover – This is extra insurance, and is optional.

Benefits of insurance through super

The benefits of insurance through your super include tax advantages (including for your dependants), automatic cover, and the ability for you to choose who receives your super (which includes your insurance cover) in the event of your death.

Nominating a beneficiary

A beneficiary nomination allows you to nominate the person or people you wish to receive your super benefit in the event of your death.

How much insurance do I need?

You can call the Qantas Super Helpline and a licensed financial adviser can help you work out if your insurance is adequate. They’ll talk to you about your financial situation, including obligations and commitments to help you work out what to do. You can also access an online calculator.

Making a claim

You may find this information useful if you’re making a claim for income protection (sometimes known as total but temporary disablement), total and permanent disablement, terminal illness or death. To find out more about making a claim, read the relevant fact sheet.

You can access Best Doctors

Qantas Super members have access to leading medical advice through Best Doctors – a unique global database containing some of the world’s leading medical minds. Best Doctors can connect you with specialists to ensure you have the right diagnosis and most appropriate treatment plan. Best Doctors is available to you, your partner, your children (including step children), your parents and your parents-in-law.