Give your super a boost
How does salary sacrificing work?
Look forward by adding to your super sooner rather than later
Remember that caps apply, your super will be preserved until you reach retirement age, and it’s important to think about your ongoing commitments. Here’s what we’ve assumed in putting together this example.
# This assumes a marginal tax rate of 39% on your personal income.
* The projected outcome shown in the above case study assumes that weekly contributions of $163.93 are made for 20 years (from age 45 to retirement age 65) and earn a rate of return of 6.6% p.a. paid in arrears. The amount is not a prediction of actual returns, which are likely to vary over time, and actual dollar values are used with no adjustment for the effect of inflation. Differences in returns (which may be positive or negative), and fees will alter the outcome. This example also assumes concessional contribution caps have not been exceeded. Current at 1 July 2017. The example shown may not apply to your own situation, so we recommend that you consider your options carefully and seek financial advice about salary sacrifice. Salary sacrifice arrangements are subject to employer approval. Past performance should not be relied upon as an indicator of future performance.