From those Monday mornings when getting out of bed is a struggle to the days when 3.30itis hits particularly hard, many of us spend years looking forward to retirement.
But when it gets to crunch time, it can be hard to figure out the right time to say goodbye to a decades-long career and prepare yourself both financially and emotionally for the change.
After all, while 65 has long been seen as the typical milestone at which to retire, Australia doesn’t actually have a set retirement age. For many, the choice lies with us – and there’s a lot to think about when making your decision about when to retire.
Here are a couple of factors you may want to think about as you start to plan:
While there’s no official retirement age, there are a few different age-based milestones that are worth considering when you start planning for retirement.