Designed for investors who want the short-term security of a fixed interest rate.

Investment objective

The Term Deposit option invests 100% in Term Deposits and has a short-term focus. It aims to provide a fixed interest rate on investments held for an agreed term.

Minimum suggested time to invest

Fixed for the term you select, either 6 or 12 months.

Risk level

This investment option has a very low degree of risk (risk band 1).

The estimated number of negative annual returns over any 20 year period is nil.1There are restrictions on early withdrawal from this investment option.

1 Please see the ‘Risks of Super’ section in the Investment Guide for more information on the risk level.

Asset classStrategic asset allocation1 (%)Range (%)
Term deposit