Learning Hub
Helping you understand and stay in control of your super
For many of our members, super can be overwhelming, or just seem a long way off.
It just doesn’t seem that important, or something to dedicate time to. But we want to help change that by answering some of the questions you’ve always wanted to ask, helping you understand your super and the simple steps you can take to stay in control.
Webinars
Our webinars are designed to help if you just want to understand the basics, are looking to grow and secure your money, or find out what your super insurance can do for you when you need it most. You might just have started out in your working life, or maybe it’s time to start planning for later. Either way, we can help you.
Please note that, in light of recent events, we have moved to presenting webinars via video conference. We are doing this using Microsoft Teams, which you can download by following the instructions here. We apologise for any inconvenience and thank you for your understanding.
Important decisions when leaving Qantas
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This webinar will give you an insight into what leaving work at Qantas means for your super. It covers:
- What happens when you leave Qantas
- Gateway and Income Account
- When can you access your super
- Super contributions
- How we can help
- Questions
About Division 2
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This webinar gives you an insight into Division 2. It covers:
- The history of Division 2
- How your benefit is calculated
- Fees, contributions and insurance
- Entering a new phase of super at age 55 or 60
Online learning
The basics of super
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What is super?
While retirement may be a few years – or decades – away, the way super works means the earlier you start paying attention to it, the better off you’ll be when you retire.
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What is a defined benefit super fund?
A defined benefit fund is a super fund where the benefits are calculated by a predetermined formula.
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How to grow your super
A few dollars today can mean a lot more when you’re ready to take that holiday you’ve dreamed of in retirement.
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Tips to help women boost their super
According to statistics, many women face a daunting retirement — leaving work with 32% less super than men.
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Tax on super
To help you save for your retirement, the Federal Government provides a range of tax concessions.
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What moving to part-time means for your super
There may be times in your life when you move to part-time work, whether it’s to slow down, live a little, or care for someone – a child or a parent. It’s a big decision for various reasons.
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When you take leave without pay
Sometimes life throws us exciting opportunities that are hard to turn down, like an internal transfer overseas or further study. If you decide to take leave without pay, the arrangements with your super may change.
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What happens to your super when you leave your job at the Qantas Group?
Moving on from a job can mean a lot of changes, but wherever life takes you next, you can rest assured that Qantas Super will be right by your side.
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How to take care of your financial wellbeing
A 2015 study from the Australian Psychological Society found financial issues were the leading cause of stress for one in two Australians over five years of surveys.
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The benefits of combining your super
While some people intentionally maintain multiple accounts for various reasons – they may receive better insurance cover through a particular account, for example – the ATO states that most people are unaware they have multiple accounts.
Investing your super
How to choose your investment option
Super is far from set-and-forget. You can still play an active role in how your super grows through something called investment choice.
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How does Glidepath work?
Glidepath is our automated investment strategy, designed to meet your needs today and into the future by adjusting your growth and risk profile over time.
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How long do investment option changes take?
Thinking about changing how your super is invested? It’s important to understand the process and timing for investment option changes.
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When to review your investment options
Super is a long-term investment, but it’s still important to make sure you think about where and how your super is invested every so often by reviewing your investment options.
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What's the point of Super Advice?
Whether you’re just starting out in your career, you’re winding down at work, or you’ve already set out on your retirement adventures, there’s never a bad time to seek advice.
Insurance through super
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What is insurance through super?
Life can be unpredictable so it’s important you have a backup plan. Luckily some of your plan can be taken care of through your super.
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How offsets apply to insurance cover
For members in Gateway and Divisions 1, 2, 3, 5, 6, 7, 10.
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Insurance benefits for members in Divisions 1, 2, and 3
Qantas Super provides eligible members with flexible insurance options.
Accessing your super
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When you can access your super
Superannuation law restricts your access to super until you retire or meet certain conditions. This restriction is called ‘preservation’.
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Accessing your super on compassionate grounds
In very specific circumstances, you can apply to the Australian Taxation Office (ATO) to have your benefit, or part of your benefit, released on compassionate grounds.
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Accessing your super due to severe financial hardship
There are some circumstances when you may be allowed to access your super before reaching your preservation age, including severe financial hardship.
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Early release of super for members impacted by coronavirus
If your employment or work hours have been impacted by coronavirus you can apply to access up to $10,000 of your super in 2019-20 and a further $10,000 in 2020-21.
Preparing for retirement
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How much money do you need for retirement?
From deciding when you want to call it a day to figuring out your next holiday, there’s a lot of planning that goes into retirement. One of the biggest factors influencing the answers to both these questions is money.
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How do you know when you’ll be ready to retire?
When it gets to crunch time, it can be hard to figure out the right time to say goodbye to a decades-long career and prepare yourself both financially and emotionally for the change.
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How to plan for a fulfilling life after retirement
Given how tied our work can become to our identities over time, it’s important to think about what life might look like in retirement when that tie to work and all it entails is no longer there.
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How to invest your super in retirement
Unless you withdraw your balance and bury it in the backyard, your super will be invested in some way through retirement – and depending on how it’s invested, it can continue to grow significantly.
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How does the Age Pension work with super?
If you’re retired and receiving an income from your super, you might also be able to receive the age pension to help supplement your income.
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How to set up your retirement budget
You’re probably no stranger to a budget, but there are a few new things to consider as you work out how much to spend in retirement.
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What is Transition to Retirement?
Transition to retirement – also known as TTR – was introduced to help people ease into retirement.
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Tax on an Income Account in Gateway
An Income Account in our Gateway division lets you convert your super savings into an income stream or streams to provide you with a regular income payment.
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What’s the difference between a super account and income account?
If you choose to keep your nest egg in the super environment, you can either keep it in your regular super account or transfer it to an income account as a retirement member.
We're here to help
If you want to learn more or need help with making a decision about your super, you can get simple advice over the phone or face to face. It’s included as a part of your membership so there’s no extra cost.