There’s a perception that only people close to retirement – or with a lot of money in the bank – need financial advice.
But whether you’re just starting out in your career, you’re winding down at work, or you’ve already set out on your retirement adventures, there’s never a bad time to seek advice.
The benefits of advice
The financial advice sector has received a bit of a bad rap over the last few years, but solid advice from a trusted professional can be invaluable.
A survey of over 2,500 Australians conducted by the Australian Securities and Investments Commission (ASIC) found consumers believe there are a broad range of benefits to receiving financial advice, including:
Almost 80% of respondents agreed that financial advisers had expertise in financial matters that they didn’t have, and 73% of people agreed that financial advisers could introduce them to good ideas they might not have thought of on their own.
Why you should get advice about your super
While there’s a lot of information out there to help you learn the basics about super, it can be difficult to apply what you’ve learned to your own personal situation.
After all, the fine print will always tell you that the information you’re reading is general and has “been prepared without taking into account your personal objectives, financial situation, or needs”.
But super is one of the largest assets most Australians will have after the family home – so it makes sense to get help from someone whocan take into account your personal objectives and needs, and make sure you and your super are on the right track.
What can I get advice on?
The Super Advice team can help you think about what you want your ideal retirement to look like, and what you can do to get there.
They can help you with questions such as: