From getting your first career or ‘grown up’ job to moving out, growing your family, buying a house, and more, life’s big Kodak moments just keep coming.

While your super may not be front of mind when they do, there are still a couple of important things to make sure you tick off the super to-do list.

Consider topping up your super if you go on a career break

Whether it’s finally doing that year abroad, taking time to care for a loved one, or going on parental leave, there may come a time when you take a career break.

Depending on what kind of break you’re taking, you may or may not be receiving super contributions from your employer, so it’s important to make sure your super will still be working for you while you’re away.

From making use of the government’s co-contribution to spouse contribution splitting and more, there are a number of tools you may be able to leverage to keep your super going while you or your partner take a career break.

Watch this short video to learn how you could boost your super:

Update your contact details

Whether it’s a new postal or email address, phone number, or change of name, it’s important to update your details with Qantas Super so we can get in touch with news and information about your super that you need to know.

You can easily update your contact details by logging in to your account. Alternatively, if you have changed your name you can complete and return a form advising us of this change.

Review your insurance cover

Most of our members have insurance cover that’s built into their super – this means you’re automatically covered for death (including terminal illness), total and permanent disablement and, depending on your division, income protection.

However, it’s important to review your insurance cover when your personal circumstances change to ensure you have the right level of cover for you. A new addition to the family, or a mortgage, for example, could mean your insurance needs change.

Our friendly Helpline can help you work out the level of cover that is right for you and your loved ones by talking through factors like your age, dependants, and financial situation. You can also assess your insurance needs with this calculator.

Check your salary sacrifice arrangements when your role or pay changes

If you are making salary sacrifice contributions to your super, you may want to review your arrangement if your role or pay changes.

Depending on how you set up your contributions, you may be contributing either a set percentage of your pay, or a set dollar amount each pay period. Depending on your salary, or the pay cycle that your role’s relevant payroll runs on – or both – this could mean the amount you are contributing may change when you switch roles.

With this in mind, it’s also worthwhile reviewing your total contributions in line with the concessional and non-concessional contributions caps.

Nominate a beneficiary

While your super’s primary purpose is to help you live out your retirement, it also has the ability to create security for those you leave behind after you die.

That’s why it’s important to let us know who your loved ones are by nominating them as beneficiaries, and keeping these nominations up to date if your circumstances change.

Watch this short video to learn about the different types of beneficiaries and how to make a nomination:

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Simple steps to help keep you on track

How to take care of your financial wellbeing

A 2015 study from the Australian Psychological Society found financial issues were the leading cause of stress for one in two Australians over five years of surveys.

How to take care of your super during a career break

Though your super might be the last thing on your mind when you’re planning your stint away from the daily grind, it’s important to make sure it will still be working for you while you’re away.

How to grow your super and achieve your other financial goals

Retirement is usually decades away, while the mortgage needs to be paid now – but your immediate goals and your retirement goals don’t have to be mutually exclusive. It may not take much to achieve both.

When to review your investment options

Super is a long-term investment, but it’s still important to make sure you think about where and how your super is invested every so often by reviewing your investment options.

We're here to help

If you want to learn more or need help with making a decision about your super, you can get simple advice over the phone or face to face. It’s included as a part of your membership so there’s no extra cost.

Learn online

Want to learn more about your super? Browse our Learning Hub to better understand your super and the simple steps you can take to stay in control.