Designed for investors who want exposure to cash, via an ANZ bank account. The risk of negative returns is very low.

Investment objective

This investment stage aims to:

  • achieve a return equal to the Bloomberg AusBond Bank Bill Index, after tax and investment fees, over a rolling one year period; and
  • never achieve a negative annual return.

Minimum suggested time to invest

No minimum time applicable.

Risk level

This investment option has a very low degree of risk (risk band 1).

The estimated number of negative annual returns over any 20 year period is nil.1

1 Please see the ‘Risks of Super’ section in the Investment Guide for more information on the risk level.

Asset classStrategic asset allocation1 (%)Range (%)