Qantas Super provides eligible members with flexible insurance options.
This means you are automatically covered 24 hours a day, seven days a week for death, total and permanent disablement and, depending upon your division, income protection. This is known as Standard Cover and is subject to eligibility criteria.
The information on this page provides an overview and assumes you:
- are a permanent Qantas Group employee currently at work (not on leave without pay);
- are eligible for cover under Qantas Super’s insurance policies with the insurer, MetLife. If you were last at work before 1 August 2014, Qantas Super’s self-insured arrangements apply to you which are different to the benefits set out on this page;
- have not reached your Superannuation Date1, your new phase of super; and
- do not have special arrangements or grandfathered benefits (including members who transferred from former Australian Airlines schemes).
This page does not cover any Voluntary Cover you may also have taken out.
Note: If you elect choice of fund or cease employment with the Qantas Group and become a Retained Member in Gateway, your Standard Cover for death and TPD will transfer to Gateway (conditions apply). Refer to the disclosure information relevant to your division and the Gateway PDS.
Details of Standard Cover for Divisions 1 and 2
Income protection (or disability benefit)
Division 1 and 2
Total and Permanent Disablement (TPD) benefit
Division 1
Division 2
Death, serious ill-health, or terminal illness benefit
Division 1 and 2
Details of Standard Cover for Division 3
Income protection (or total but temporary disablement benefit
Total and Permanent Disablement (TPD) benefit
Death, serious ill-health, or terminal illness benefit
1Superannuation Dates for:
Division 1 and 2
– 1 July following 55th birthday (Flight Attendants and Tech Crew)
– 1 July following 60th birthday (Ground Staff)
Division 3
– Age 65
2Different salary definitions apply to categories of members and benefit payments under the Trust Deed. Salary amounts are as advised by the Qantas Group.
Details on how salary is calculated can be found on the People section of the Qantas Group intranet, or by contacting Qantas People Services or the relevant payroll department. Benefits will be reduced by any applicable part-time factor.
3AWOTE means Average Weekly Ordinary Time Earnings.
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