What are the Design and Distribution Obligations?

Design and Distribution Obligations require issuers and distributors of financial products to have a customer-centric approach to the design and distribution of their products, with the aim of helping customers to obtain financial products that are appropriate for their objectives, financial situation and needs. It is applicable to all our products that require a Product Disclosure Statement excluding MySuper and closed products.

What’s a Target Market Determination?

A Target Market Determination is a document which describes a group of retail clients (the target market) for whom a product is likely to be appropriate or consistent with their likely objectives, financial situation and needs. It provides any conditions and restrictions on how the product can be distributed to customers. It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.

Why does Qantas Super need to have Target Market Determinations?

Qantas Super is required to have Target Market Determinations as a result of changes that have been made to the Corporations Act 2001. This is to make sure we’re keeping customers at the centre of our approach to the design and distribution of our financial products.

Our Target Market Determinations (TMD)

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